What is the best and most affordable insurance for baby?

"Okay I SIMPLY got me a fresh automobile and i have  insurance    about it and everything and well i had some buddies with me plus they were within the back-seat and they had a light plus they chose to try to light their farts burning and im being incredibly severe below and nicely he got down and and farted around the flame of the lighter also it really shot out and captured the trunk seat of my car unstoppable and burned up area of the back-seat and also this really isnt a laugh i didnt even know He was doing that and i went over there right as he achieved it and sure enough therefore can my protection plans that it basically shot out and captured it on fire